17 Apr Key Financial Ratios for Business Valuation
Written by: Philip Acinapuro (5-7 minute read) Analyzing financial ratios is crucial to understanding the health of a business and its potential for future growth. Financial ratios can be placed...
SBAValue Articles
17 Apr Depreciation and Collateral: Why Market Value Matters
Written by: Michael Schykerynec, ASA (3-4 minute read) Depreciation is an accounting method used to allocate the cost of a tangible asset over its useful life and represents the gradual...
17 Apr Franchise Valuations: Critical Insights to Consider
Written by: JoAnna DiCicco, CVA (5 - 6 minute read) Analysis Required in Valuing a Franchised Business While valuing a franchise business may seem similar to any other small business, additional...
17 Apr Underwriting – How to Determine the Reasonability of Projections
Written by: John Milnes, CVA (4 - 6 minute read) As per the most recent SBA SOP [1], the historical cash flow for an existing business must demonstrate an adequate...
30 Oct Understanding Fair Market Value vs. Investment Value
Written by: Todd Kutcher (4 - 6 minute read) In the world of finance and real estate, two key concepts often arise when determining the worth of an asset: fair...
02 Oct Capitalization of Earnings vs. Discounted Cash Flow Model: Which to Use?
Written by: John Milnes, CVA (3 - 5 minute read) When reviewing business valuations, it is important to understand the valuation methodologies used within the report. Two of the most...
17 Sep Cash vs. Accrual Accounting: How Financial Methods Affect Business Valuation
Written by: Gabriel Duque (5 - 7 minute read) The two main types of accounting bases by which a business may prepare its financial statements are cash basis and accrual...
06 Aug Enhancing Loan Security: The Case for Equipment Liquidation Values in SBA Lending
Written by: Michael Schykerynec, CMEA & Ross Blanchard, CMEA, ASA (3 - 5 minute read) As an SBA lender, understanding the intricacies of your borrowers' financial landscapes is essential for...
09 Jul Carve-Out Valuations: Carving Through Layers of SBA Deals
Written by: Matthew Safft, CVA & Todd Kutcher, CVA (5 - 7 minute read) Many businesses offer multiple products and services to diversify the generation of revenues. In some instances,...
11 Jun How Gift Cards Can Impact a Business Valuation
Written by: Andrew Hong CVA (5 - 6 minute read) What businesses use gift cards? When performing a business valuation for certain types of companies, the Appraiser must consider the existence...