17 Apr Analyzing Financials on a Year-by-Year Basis
Written by: Ally Yan (5-7 minute read) To fully understand a company’s performance, each year of the recent historical financials needs to be analyzed, as they could show a steady...
SBAValue Articles
17 Apr Key Documents for Business Valuation
Written by: Philip Acinapuro (5-7 minute read) An accurate business valuation report starts with proper documentation requests. Providing more information up front could help expedite the valuation process. Each of...
17 Apr Key Person Risk in Specialized Industries
Written by: John Milnes, CVA (3-4 minute read) An owner or key employee’s responsibilities play a critical role in how a business is valued. This is particularly true for specialized...
17 Apr Key Financial Ratios for Business Valuation
Written by: Philip Acinapuro (5-7 minute read) Analyzing financial ratios is crucial to understanding the health of a business and its potential for future growth. Financial ratios can be placed...
17 Apr Depreciation and Collateral: Why Market Value Matters
Written by: Michael Schykerynec, ASA (3-4 minute read) Depreciation is an accounting method used to allocate the cost of a tangible asset over its useful life and represents the gradual...
17 Apr Franchise Valuations: Critical Insights to Consider
Written by: JoAnna DiCicco, CVA (5 - 6 minute read) Analysis Required in Valuing a Franchised Business While valuing a franchise business may seem similar to any other small business, additional...
17 Apr Underwriting – How to Determine the Reasonability of Projections
Written by: John Milnes, CVA (4 - 6 minute read) As per the most recent SBA SOP [1], the historical cash flow for an existing business must demonstrate an adequate...
30 Oct Understanding Fair Market Value vs. Investment Value
Written by: Todd Kutcher (4 - 6 minute read) In the world of finance and real estate, two key concepts often arise when determining the worth of an asset: fair...
02 Oct Capitalization of Earnings vs. Discounted Cash Flow Model: Which to Use?
Written by: John Milnes, CVA (3 - 5 minute read) When reviewing business valuations, it is important to understand the valuation methodologies used within the report. Two of the most...
17 Sep Cash vs. Accrual Accounting: How Financial Methods Affect Business Valuation
Written by: Gabriel Duque (5 - 7 minute read) The two main types of accounting bases by which a business may prepare its financial statements are cash basis and accrual...