Understanding Fair Market Value vs. Investment Value
Written by: Todd Kutcher (4 - 6 minute read) In the world of finance and real estate, two key concepts often arise when determining the worth of an asset: fair...
30 October, 2024
SBA Values Blog
Capitalization of Earnings vs. Discounted Cash Flow Model: Which to Use?
Written by: John Milnes, CVA (3 - 5 minute read) When reviewing business valuations, it is important to understand the valuation methodologies used within the report. Two of the most...
02 October, 2024
Cash vs. Accrual Accounting: How Financial Methods Affect Business Valuation
Written by: Gabriel Duque (5 - 7 minute read) The two main types of accounting bases by which a business may prepare its financial statements are cash basis and accrual...
17 September, 2024
Enhancing Loan Security: The Case for Equipment Liquidation Values in SBA Lending
Written by: Michael Schykerynec, CMEA & Ross Blanchard, CMEA, ASA (3 - 5 minute read) As an SBA lender, understanding the intricacies of your borrowers' financial landscapes is essential for...
06 August, 2024
Carve-Out Valuations: Carving Through Layers of SBA Deals
Written by: Matthew Safft, CVA & Todd Kutcher, CVA (5 - 7 minute read) Many businesses offer multiple products and services to diversify the generation of revenues. In some instances,...
09 July, 2024
How Gift Cards Can Impact a Business Valuation
Written by: Andrew Hong CVA (5 - 6 minute read) What businesses use gift cards? When performing a business valuation for certain types of companies, the Appraiser must consider the existence...
11 June, 2024
Barriers to Entry and Business Valuation
Written by: Gabriel Duque (5 - 6 minute read) When performing a business valuation, many different risk factors must be considered, including barriers to entry. Barriers to entry are the...
14 May, 2024
Desktop vs. Site Visit Appraisal: Tips for Making the Right Choice
Written by: Michael Schykerynec (3 - 4 minute read) One critical decision faced by lenders looking to have an equipment appraisal performed is whether to opt for a desktop equipment...
10 April, 2024
Other Income: When to Include and When to Remove
Written By: Todd Kutcher, CVA (3 - 4 minute read) Companies may report secondary sources of income that are not derived from their main business operations. To determine whether this...
12 March, 2024
Why is Knowing the Value of Your Business Important?
Written By: John Milnes, CVA (3-4 minute read) Small business owners are often heavily involved in their business, but many business owners do not know the true value of their...
13 February, 2024